Don’t Get Swept Away by a Low Settlement—We’re On Your Side

Floods can strike with little warning and leave behind devastating damage to your property, contents, and livelihood. Unfortunately, filing a flood insurance claim can be just as overwhelming as the disaster itself.

At Cat 5 Public Adjusters, we specialize in helping homeowners and business owners navigate complex flood insurance claims. We make sure your loss is properly documented, your policy is correctly interpreted, and you receive every dollar you’re entitled to.

Why Flood Insurance Claims Are So Challenging

Flood damage claims often involve multiple layers of complexity, including:

• Federal flood insurance (NFIP) vs. private policies
• Limited coverage exclusions and restrictions
• Complex documentation and elevation requirements
• Disputes over cause of loss (flood vs. wind-driven rain)
• Underpaid or denied claims due to vague policy language
• Insurance companies often use these factors to limit payouts.

That’s why having a licensed public adjuster on your side is critical.

We Handle Residential & Commercial Flood Claims

Whether you're dealing with damage to your home, condo, apartment complex, office, or retail space, Cat 5 has the experience and resources to handle your flood insurance claim. From homeowners to large property owners, no claim is too complex.

What We Do for You

✅ Evaluate your flood policy and coverage
✅ Inspect and document all damage – visible and hidden
✅ Create detailed repair estimates and contents inventories
✅ Coordinate with engineers, contractors, and restoration pros
✅ Communicate and negotiate directly with your insurance company
✅ Fight for the full payout you deserve

We represent you, not the insurance company. And we’re not satisfied until you’re made whole.